Start here

• Investing for beginners in NZ: how to get started

  New to investing? How to start in New Zealand, what you can invest in, how buying shares works, and what to check first. Everything else in Learn branches off from here.

  9 min read

Understand what you own

• Is my portfolio actually diversified?

  Owning lots of funds doesn't always mean your money is spread out. How to look inside your funds and spot overlap.

  7 min read

• How to read your investment portfolio

  What "unrealised return", "average price" and the green and red numbers mean, and why your portfolio can be down when the market's up.

  5 min read

• What does my Sharesies portfolio actually own?

  Shares, fund units and fractions: what's really behind each holding, and who holds it all for you.

  5 min read

Getting started

• Is now a good time to start investing?

  Why nobody can reliably answer this, the questions that usually matter more, and how investing a little at a time works.

  5 min read

Words you keep hearing

• PIR, PIE and FIF: NZ investment tax in plain English

  The three tax words every NZ investor runs into: what they mean, and where to check how they apply to you.

  6 min read

• Index funds vs ETFs vs managed funds: what's the difference?

  Three names that overlap more than you'd think. What each one is, and how they differ in New Zealand.

  5 min read

• What do investing fees actually cost you?

  Fund, transaction and currency fees in dollars rather than percentages, with a worked example.

  5 min read

General information, not financial advice. Everything in Learn explains how investing works in general. None of it takes your situation, goals or attitude to risk into account, or tells you what to buy, sell or hold. Investing involves risk, and you could get back less than you put in.